Nium removes the complexity from global payments by connecting businesses to the world’s payment infrastructure with a single API. Its modular platform allows banks, payment providers, travel companies, and other businesses to embed financial services in weeks, not months. Nium services include the ability to collect and disburse funds in local currencies to over 100 countries, plus issue physical and virtual cards globally. Nium owns licenses in 11 of the world’s largest and fastest-growing jurisdictions to enable seamless global payments, regardless of geography.